About

Honest & Fair Credit Score Improvement

Do you dream about getting out of the rental market? Do you need a new car for your growing family? Is your bad credit stopping you from getting your loan approved? Then you’ve come to the right place.

At Credit Fix Solutions, we can help you understand your credit report and credit score, and remove any incorrect listings. When we fix credit, this will immediately improve your credit score* so you can go and buy your dream home, get that new car or maybe take that much needed holiday!

*The increase in your credit score is unknown and can vary. It is subject to what other data and information you have on your credit report. Every score increase is different as we all have different credit reports. Finance is subject to other Lender Ts & Cs.

For default and court action removals (with legal advice given from our partner law firm Credit Fix Lawyers, we ONLY charge you a fee if we obtain a successful outcome.

Default And Court Action Fees

Our fees start at $900NZ for credit repair, only payable once we A. forward you confirmation from a credit provider that they have agreed to remove a default (or amend missed payments if that’s what we are working on) and for court actions, we only charge once we get confirmation from the credit reporting agency that the court action is removed. We have run nearly 8,000 cases (as of Sep 2024), and have our partner law firm Credit Fix Lawyers for any legal advice needed and our CEO, Victoria Coster, personally handles all negotiations for our valued clients. The fee for a court action removal starts at $2000NZ and covers:

  1. Drafting the orders we need to go back to court to reverse the court action
  2. Liaising with the plaintiff’s Solicitors or the plaintiff to get them to agree to sign the orders
  3. Lodge all the necessary forms to court for you
  4. Get the stamped orders back from the court and lodge these to the credit reporting agency to get the court action removed
  5. Get confirmation from the credit reporting agency that the court action is removed

It is only at that point that we invoice. Our invoice is then due and payable immediately.

PLEASE NOTE if you cannot afford our fees or are currently experiencing financial hardship, we cannot accept your application.

Please go to www.https://www.govt.nz/browse/family-and-whanau/financial-help-for-your-family/getting-help-budgetmoneysmart.gov.au for free budgeting tips and tools.

You can also call the Moneytalks free helpline on 0800 345 123 or email them at [email protected]

REPAYMENT HISTORY AMENDMENTS and ENQUIRY removals

We do not charge upfront for enquiry removals and repayment history amendments.

We assess your data and your score and gauge whether we can improve your report and score by amending or removing data.

Timeframe to carry out our work is 4 to 6 weeks.

Our fees start at $1200NZ, per success but this will increase if there are multiple matters to work on. Our fee is due and payable immediately upon emailing you the credit provider’s written response that they have agreed to amend or remove the data.

Please go to https://www.govt.nz/ for further information on credit reporting.

If you need help with a complaint, you can get free information from the Ombudsman at https://www.ombudsman.parliament.nz/

PLEASE NOTE if you cannot afford our fees or are currently experiencing financial hardship, we cannot accept your application.

Please go to www.https://www.govt.nz/browse/family-and-whanau/financial-help-for-your-family/getting-help-budgetmoneysmart.gov.au for free budgeting tips and tools.

You can also call the Moneytalks free helpline on 0800 345 123 or email them at [email protected]

Since 2014, Credit Fix Solutions has helped thousands of people across Australia and now New Zealand since 2024 to fix their credit.

Click here to send an email to our team.

We fix credit nationwide and we won’t usually take more than 4 to 12 weeks to do our work. 

Most cases are wrapped up in 6 to 8 weeks.

We put in 200% effort to remove a listing if we take your matter on, because we only get paid if we’re successful!

We fix credit reports as well as your credit score by removing unfair or incorrect information.

Credit Fix Solutions is known in Australia and now New Zealand as an honest & fair credit repair service working mainly with mortgage advisers.

Our promise is to deliver complete & thorough investigations into default & court action listings on credit reports.

Our team offers free consultations on your credit report and offer 100% Honest & Fair credit repair.

We can fix your credit history to help you gain control over your finances and help you in building your wealth.

Our assessments are FREE, we can help you get a FREE credit report and our fees are fixed and stated upfront clearly on our website and documentation

fix bad credit and improve your credit score today in Australia

So How Does It Work?

  1. Get a copy of your Centrix, Equifax or Illion credit report.
  2. Email us a copy of the report for your
  3. FREE assessment with your contact details and we will call you. E: [email protected]
  4. We will spend as much time as you need to discuss your report and let you know if we can help you or give you education and DIY options!
  5. If you are a suitable candidate, and you are happy to go ahead, you complete our application form electronicallyand we are ready to start work.

Our team looks forward to helping you improve your credit score today!

Are you a Finance Professional?

Do You Want To Refer Clients To Us?

Then you’ve come to the right place!

At Credit Fix Solutions we pride ourselves on maintaining our relationship with our referrers.

As part of our service, we keep our referrers up to date with their client’s credit repair progress at all times.

We offer mortgage advisers webinar and in-person training and education on how best to navigate credit reporting.

Send us an email today and we will call you to discuss this. E: [email protected]

Credit Fix Solutions promises to offer the best credit repair service New Zealand wide.

We look forward to helping your clients with the utmost care and attention that they deserve – all at a reasonable price.

Our Credit Repair Team

Whether you speak to our CEO Victoria Coster, our credit repair specialist, or to one of her Scenario Support team members or Client Administration Officers, you will get a warm welcome and excellent customer service throughout your journey with us to improve your credit score.

Helping people removing unfair default listings and other negative data from their credit reports is our passion, since 2013!

We aim to deliver the best customer service experience whilst holding your hand through the credit repair process

For default and court action removals, we only charge when we know we have obtained a successful outcome.

You’ll get weekly personalised updates and we finish most cases in 4 to 8 weeks so you can move forward with better finance options.

Send an email and we will be in touch.

Our mission is to educate people about the importance of a good credit rating to their financial lives

We also aim to help those who have problems with their credit history and with our experienced team, we are working to help our clients to easily and affordably improve your credit score.

We believe in outstanding client relationships, creative solutions, ethical practices, and affordable services in helping our clients to fix credit score.

PLEASE NOTE if you cannot afford our fees or are currently experiencing financial hardship, we cannot accept your application.

Please go to www.https://www.govt.nz/browse/family-and-whanau/financial-help-for-your-family/getting-help-budgetmoneysmart.gov.au for free budgeting tips and tools.

You can also call the Moneytalks free helpline on 0800 345 123 or email them at [email protected]

Our CEO Victoria Coster is a passionate educator and has written an eBook on credit reporting. You can learn about your credit score, credit report and how to fix your credit report yourself. Use our contact form on the home page to get a copy sent out to you via email.

We look forward to having you on board and feel free to come to our office for a coffee and a chat!!

Send an email to our credit repair team today and we will call you back within a few hours.

Nominated as finalist in support service provider with The MFAA in 2024, Winner of ‘Specialised Business with BX in 2023, the Winner of ‘Support Service Provider’ with The FBAA in 2021, Winner in the BX Business Excellence Awards 2021 (Specialised Business category), Finalist in the 2021 WSABE (Western Sydney) Business Awards in the Professional Services category, Finalist in the 2019 Telstra Women’s Business Awards for Excellence in Small Business, Winner of the 2017 Ausmumpreneur Customer Service Award for exceptional customer service, and in the Western Sydney Awards for Business Excellence in 2015 and again for Excellence in Small Business for the NSW regional awards in 2017 and 2019, you can trust Credit Fix Solutions to do the right thing by you and get you to where you need to be with your credit score and improve your credit score for good.

We hope you find what you’re looking for.  If you don’t, please call us on 0800 441 915.

Our mission is to educate people about the importance of a good credit rating to their financial lives

We also aim to help those who have problems with their credit history and with our experienced team, we are working to help our clients to easily and affordably improve your credit score.

We believe in outstanding client relationships, creative solutions, ethical practices, and affordable services in helping our clients to fix credit score.

PLEASE NOTE if you cannot afford our fees or are currently experiencing financial hardship, we cannot accept your application.

Please go to www.https://www.govt.nz/browse/family-and-whanau/financial-help-for-your-family/getting-help-budgetmoneysmart.gov.au for free budgeting tips and tools.

You can also call the Moneytalks free helpline on 0800 345 123 or email them at [email protected]

Our CEO Victoria Coster is a passionate educator and has written an eBook on credit reporting. You can learn about your credit score, credit report and how to fix your credit report yourself. Use our contact form on the home page to get a copy sent out to you via email.

We look forward to having you on board and feel free to come to our office for a coffee and a chat!!

Send an email to our credit repair team today and we will call you back within a few hours.

Nominated as finalist in support service provider with The MFAA in 2024, Winner of ‘Specialised Business with BX in 2023, the Winner of ‘Support Service Provider’ with The FBAA in 2021, Winner in the BX Business Excellence Awards 2021 (Specialised Business category), Finalist in the 2021 WSABE (Western Sydney) Business Awards in the Professional Services category, Finalist in the 2019 Telstra Women’s Business Awards for Excellence in Small Business, Winner of the 2017 Ausmumpreneur Customer Service Award for exceptional customer service, and in the Western Sydney Awards for Business Excellence in 2015 and again for Excellence in Small Business for the NSW regional awards in 2017 and 2019, you can trust Credit Fix Solutions to do the right thing by you and get you to where you need to be with your credit score and improve your credit score for good.

We hope you find what you’re looking for.  If you don’t, please call us on 0800 441 915.

WORK WITH US

At Credit Fix Solutions, we’re all about helping people achieve their financial dreams by improving their credit scores.

If you’re passionate about making a difference and want to be part of a dynamic team, we’d love to have you! Whether you’re a credit repair expert or eager to learn, join us and help our clients take the next step toward their goals.

Get in touch using the form below.

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