Credit Report Assessments
We offer complimentary credit report assessments and credit report eBook along with a comprehensive credit report and score free of charge. Valued at $500. Get this offer!
What Is Credit Report?
Your credit report is a vital part of assessing your financial history and will dictate your ability to gain access to finance for wealth creation, subject to other Lender terms and conditions.
Your credit report contains your historical ‘footprint’ of your financial behaviour, including:
- How often you apply for credit
- What type of credit you apply for, i.e., home loan, personal loan, payday loan etc.
- How you repay those loans if payments are late, or you overdraw your accounts.
- If you have defaults if you are in collections or judgements or court rulings.
People often think that it’s just their credit score that is important. But this is not true, although your score can be important to some Lenders, it’s the contents of your credit report that the credit assessment teams look at in deciding to approve you for finance or not.
Your credit score is a quick indicator of your creditworthiness. The score is based on your current credit report, but there are different scores.
Debt Management Firms / NEW Licence Requirements
Per ASIC’s media release dated 5th May 2021, firms offering debt management services require credit licence to operate.
As of 10th September 2021 we are OFFICIALLY an Australian Credit Licence holder (ACL Licence No: 531433) to offer debt management services (please note we ONLY offer credit repair services).
OUR COMPANY: Chelsea Planning & Consulting Pty Ltd T/As Credit Fix Solutions.
We are also now a member of AFCA as per ASIC’s requirements, AFCA member # 82962.
The whole team is SUPER PROUD that we are a licenced credit repair firm and happy to assist with all your credit reporting education and any credit repair needs!!
We will update consumers regularly in this section.
Want to learn more?
Grab a copy of our free credit reporting essentials guide to learn more.
We are happy to offer you a free assessment on your credit reports with no obligation. We will not offer you our services unless spending money on credit repair will be a benefit for you and you are not currently a vulnerable consumer or experiencing financial difficulties.
This article is for information purposes only.
Please go to https://www.govt.nz/ for further information on credit reporting.
If you need help with a complaint, you can get free information from the Ombudsman at https://www.ombudsman.parliament.nz/
PLEASE NOTE if you cannot afford our fees or are currently experiencing financial hardship, we cannot accept your application.
Please go to www.https://www.govt.nz/browse/family-and-whanau/financial-help-for-your-family/getting-help-budgetmoneysmart.gov.au for free budgeting tips and tools.
You can also call the Moneytalks free helpline on 0800 345 123 or email them at [email protected].
